IFA Hub Extranet
Welcome to the Pension Zone, which has specialist technical help on all aspects of group and individual pension products, employee benefits and changes to pension legislation. You can browse product information from our sponsors or use the case studies and training literature to help you provide an excellent level of service to your clients. Feel free to browse each sponsor's section and to add your comments to the forum. All information and features are written by the providers themselves, so please note that any technical queries should be addressed to the provider, rather than to Panacea.
About us
Partnership is the longest established UK insurer specialising in the design and manufacture of financial products for people whose health and lifestyle means that their life expectancy is likely to be reduced.
We cater for clients with a wide variety of health conditions, from the relatively minor such as high blood pressure, to the more serious such as heart failure, stroke, diabetes, kidney failure and cancer. By looking at every aspect of our clients' health we aim to deliver the maximum benefit we can. We also offer enhanced retirement annuities for people whose lifestyle choices may impact their life expectancy, such as smoking.
We are a long established specialist and the only company operating in this arena with its own proprietary underwriting manuals and mortality data. Combined with our underwriting and actuarial expertise, we use this knowledge and data to assess a customer's likely life expectancy - rather than the average - and so can usually offer better benefits than a mainstream insurer.
Finding the financial solution which most closely fits your needs is complex. That's why Partnership believes its clients should benefit from professional advice when making financial decisions about their future.
Partnership operates within four main areas Retirement, Long term care, Protection and Equity Release.
Background
Partnership Assurance ("Partnership") was formed in October 2005, following the demutualisation and management buy out of the Pension Annuity Friendly Society (PAFS). Read More
Philosophy
To provide better value financial solutions for people in ill health. Read More
Financial security
Partnership is a well capitalised and solvent privately owned company. Read More
TCF Policy
The FSA's Treating Customers Fairly (TCF) initiative is one of a number of the regulator's priorities to help customers achieve a fair deal and maintain confidence in the financial services industry. Read More
Corporate Responsibility
Partnership's CR policy is rooted firmly in our principle value of Fairness which underpins our business and the way in which we conduct ourselves with our customers, business partners, staff, stakeholders and the environment. Read More
Derek Bradley, CEO
Sarah Paul, Marketing Director
James Bradley, Head of e-Relationships